Take-home pay · 2026/27
£20,000 after tax
Here's the take-home pay on a £20,000 salary in the UK for the 2026/27 tax year — income tax, National Insurance and what actually lands in your pocket, band by band.
Take-home pay
£17,920 / year
£1,493 a month · £345 a week · £49 a day · 10% effective deduction rateGross salary
£20,000
Income tax
−£1,486
National Insurance
−£594
Take-home
£17,920
How the income tax is worked out
Basic Rate (20%) on £7,430
£1,486
On £20,000 you keep £40 less a year in the rest of the UK than in Scotland. See £20,000 after tax in Scotland →
Want your exact figure with pension, student loan, bonus or a different tax code? Open the full take-home calculator →