Take-home pay · 2026/27
£18,000 after tax
Here's the take-home pay on a £18,000 salary in the UK for the 2026/27 tax year — income tax, National Insurance and what actually lands in your pocket, band by band.
Take-home pay
£16,480 / year
£1,373 a month · £317 a week · £45 a day · 8% effective deduction rateGross salary
£18,000
Income tax
−£1,086
National Insurance
−£434
Take-home
£16,480
How the income tax is worked out
Basic Rate (20%) on £5,430
£1,086
On £18,000 you keep £40 less a year in the rest of the UK than in Scotland. See £18,000 after tax in Scotland →
Want your exact figure with pension, student loan, bonus or a different tax code? Open the full take-home calculator →