Question 1

What is the take-home pay on £15,000 in Scotland?

Accepted Answer

A £15,000 salary in Scotland gives you about £14,344 a year — roughly £1,195 a month or £276 a week — for the 2026/27 tax year, after £462 income tax and £194 National Insurance. Your exact figure depends on your tax code, pension and student-loan plan.

Question 2

How much income tax do you pay on £15,000?

Accepted Answer

On £15,000 in Scotland you pay about £462 in income tax for 2026/27, after the £12,570 tax-free Personal Allowance. Scotland sets its own income-tax bands, which differ from the rest of the UK.

Question 3

How much National Insurance do you pay on £15,000?

Accepted Answer

You pay about £194 in employee National Insurance on a £15,000 salary for 2026/27 — Class 1 NI is 8% on earnings between £12,570 and £50,270 and 2% above that.

£15,000 after tax — UK Tax Calculator

£15,000 after tax

Common questions