Decisions
Reverse & Pay-Rise Calculator
Work backwards from the take-home you want to the gross salary you need — and see what a pay rise is really worth after tax and National Insurance.
Updates live as you type · 2026/27 HMRC rates · Private — stays on your device
You'd need to earn
£70,763/yr gross
to take home £51,600/yr (£4,300/mo)Estimate · 2026/27 HMRC rates · checked April 2026I want to take home
Gross salary needed
£70,763
Tax + NI + deductions
£19,163
Take-home
£51,600
Worth knowing
How do I work out the gross salary for a take-home target?