Combined take-home
£
79,877
from £105,000 gross · 24% effective
Partner A· you · pension, tax code, region from Calculator
£0
£300k
Take-home
£51,157
Payslip upload + advanced fields live on the main Calculator.
Partner B· different person · own pension, tax code, region
£0
£300k
Take-home
£28,720
Household watch-outs
Per-person bands — these depend on each individual's income, not the household total.HICBC band · your higher earner is at £70,000 adjusted income — inside the £60k– £80k band where the High Income Child Benefit Charge tapers Child Benefit. Driven by the highest individual income, not the household total.
Household breakdown
Combined gross
£105,000
Combined tax + NI + deductions
£25,123
Combined take-home
£79,877
Per month
£6,656
Based on HMRC rates. For guidance only — not financial advice. All calculations run in your browser. How we calculateEach partner is calculated independently. HICBC and the £100k childcare cliff depend on individual income, not the household total.