Take-home pay · 2026/27
£48,000 after tax
Here's the take-home pay on a £48,000 salary in the UK for the 2026/27 tax year — income tax, National Insurance and what actually lands in your pocket, band by band.
Take-home pay
£38,080 / year
£3,173 a month · £732 a week · £104 a day · 21% effective deduction rateGross salary
£48,000
Income tax
−£7,086
National Insurance
−£2,834
Take-home
£38,080
How the income tax is worked out
Basic Rate (20%) on £35,430
£7,086
On £48,000 you keep £1,056 more a year in the rest of the UK than in Scotland. See £48,000 after tax in Scotland →
Want your exact figure with pension, student loan, bonus or a different tax code? Open the full take-home calculator →